Up to 20% in savings on your car insurance when you work with an independent broker.
Choosing auto insurance isn't just about price. Some protections can save you thousands in unexpected expenses after an accident, theft, or total loss.
Protects against bodily and material damage you could cause to others in an accident. This protection is mandatory in Quebec and is the foundation of all auto insurance.
Covers your vehicle against collision, theft, vandalism, fires, hail and several other unexpected events.
Depending on your vehicle's age and value, certain protections can be adjusted to achieve the best balance between coverage and cost.
Essential protection for drivers who occasionally use a rental vehicle or a vehicle owned by someone else.
In case of total loss, this protection allows you to replace your vehicle without accounting for depreciation during the period covered by the contract.
Stay mobile during repairs following a covered loss thanks to an allowance for temporary vehicle rental.
↳Every driver has different needs. Our brokers analyze your situation to recommend only the protections relevant to your reality, without adding unnecessary coverage.
Do you use your vehicle for work, family travel or everyday activities? We help you build complete protection that balances safety, coverage and budget.
Getting auto insurance when you're starting out can be expensive. We compare several insurers to identify the best options available for new drivers.
Motorcycle, ATV, snowmobile, convertible or collector car: every vehicle deserves protection tailored to its use.
We gather essential information about your vehicle, drivers and coverage needs.
We consult multiple insurance companies to identify the most advantageous solutions for your situation.
We clearly explain the protections, deductibles and options available so you can make an informed decision.
Once you've made your choice, we handle the formalities so your protection is active quickly.
A registration certificate, a fifteen-minute call, and we know exactly which insurers to shop for you. No commitment, no fake quote.
Even if you haven't filed a claim, several factors can influence your insurance premium: increases in repair costs, the value of auto parts, the frequency of claims in your area, or the insurer's rate adjustments. Comparing insurers at renewal often allows you to reduce this increase.
A young driver can reduce their premium by taking a recognized driving course, maintaining a good driving record, bundling their insurance, or using certain telematics programs offered by insurers. The choice of vehicle also greatly influences the cost of insurance.
In Quebec, insurance is generally tied to the vehicle. If you lend your car to an authorized person and an accident occurs, your insurance contract will generally be used to handle the claim.
When a vehicle is considered a total loss, the insurer generally pays its market value at the time of the loss. However, certain protections, such as new replacement value, can provide a more advantageous reimbursement according to the contract terms.
New replacement value protection is particularly interesting for recent vehicles. In case of total loss or theft, it generally allows you to replace the vehicle without accounting for depreciation during the period specified in the contract.
A higher deductible often allows you to reduce the cost of insurance, but increases the amount you'll pay in the event of a claim. The right choice depends on your budget and risk tolerance.
In most cases, yes. Bundling your insurance often allows you to obtain additional discounts while simplifying the management of your contracts.
Yes. However, it's important to declare the actual use of the vehicle. Certain professional activities require additional coverage to avoid unpleasant surprises when filing a claim.
The price varies based on several factors: your age, driving experience, claims history, the insured vehicle, your place of residence, and the coverage you choose. A personalized quote is the best way to get an accurate price.
A broker compares multiple insurance companies to find the coverage best suited to your needs. You get more choice, independent advice, and personalized support before and after subscribing.
